How Women Can Get Covered by Health Insurance

Shecluded
3 min readJan 28, 2021
Prostock-Studio from Getty Images

As a company dedicated to getting more money into the hands of women, it leaves us baffled when we discover ways women lose money without even knowing it. According to statista.com, as of 2018, 97.4% of women in Nigeria did not have health insurance coverage in Nigeria. Statistically, 90% of health bills are paid out of pocket in Nigeria (BudgIT) and this means women lose money in the long run due to high healthcare costs and for the relatable reason that no one really budgets to fall sick.

Not having health insurance coverage puts women at risk of health-induced poverty in the event of a major health crisis.

To mitigate this, we have partnered with Avon HMO to provide women with access to exclusive health insurance plans with an option for flexible payments.

The lack of access to health insurance causes many women to put off preventative care. Money is generally a large factor behind this inclination; women tend to look at insurance “as an expense rather than an investment”. However, Insurance plays a vital role for women entrepreneurs because it helps them have security and manage their health risk.

Women’s health risks are shaped by longer life expectancies, pregnancy, and childbirth. Therefore, they are more likely to require various medical services throughout their lives. Due to these constraints, most women are at the risk of bankruptcy or seeing their businesses go under due to unexpected medical bills.

Women looking for health insurance have specific concerns about the coverage options for ailments that affect them the most. Based on data from vizhub, here are the top 10 leading causes of death among Nigerian women in 2019:

  1. Malaria
  2. Diarrhoea
  3. Lower Respiratory Infections
  4. Neonatal disorders
  5. HIV/AIDS
  6. Ischemic heart disease
  7. Stroke
  8. Congenital birth defects
  9. Meningitis
  10. Maternal disorders

Proper healthcare can prevent many diseases and health conditions that can lead to deteriorating health or even death. Preventive health screenings can find diseases early, such as breast cancer, while they are still in the treatable stages. It can also identify women who may be at risk for developing diseases and cancers common among women. Early detection is key to treating and avoiding medical problems among women.

Through our strategic partnership with leading health management organisation, AVON, We have created three affordable plans: Starter, Nova and Thrive, that cover preventive care and coverage options for top women health concerns.

Go ahead, seize this opportunity, and encourage all the women you know to secure their health by subscribing to these health plans created specifically for them.

With health insurance coverage, you can truly focus on making money and growing your business, knowing your health is secure!

Visit Shecluded.com or call 0809 500 0026 to get started.

--

--